Livestock Insurance
A standard livestock policy covers animals such as dairy cattle, beef cattle, sheep, goats, pigs, horses, dogs, crocodiles, poultry, ostriches, and pets.
About Livestock Insurance
Your livestock is your source of income and guaranteeing their safety should bring you ultimate happiness. A standard livestock policy covers such animals as dairy cattle, beef cattle, sheep, goats, pigs, horses, dogs, crocodiles, poultry, ostriches, and pets. The insurance pays the owner of the animal should the animal die from accidents, illness, epidemics, and emergency slaughter on the advice of a qualified veterinary surgeon; or death as a result of drought in ASAL areas. It may include theft, transit, and furrowing risks.
A poultry insurance scheme covers layers, broilers, turkeys, and ducks against death from illness, controllable epidemics, and accidents. It can also extend to theft of insured birds.
What is Covered under Livestock Policy ?
Benefits:
Easy claim process, assured stability, loan collateral, affordable, improved financial management and peace in knowing there is a safety net for unexpected loss and associated costs
Single Animal Cover
This offers a cover for high-value animals (dairy or beef) losses/death as a result of; accidents, illness, and disease, epidemics, emergency slaughter on the advice of a vet, and calving risks. It can be extended to cover; Transit risks, Theft cover as well as Loss of income benefit.
Features:
The basis of cover value is as pre-agreed with the farmer and health status certified by a qualified veterinary doctor/officer. All covered animals must be tagged or bolus served. Age limits are 90 days to 10 years for cattle and 60 days to 5 years for shoats.
Bloodstock | Horse Insurance
Our bloodstock product covers mortality of the insured racing or polo horse as a result of accidents and medical expenses as a result of accidental injuries.
Features:
The cover can be extended to cover transit risk as well as theft. The basis of cover value is as pre-agreed with the owner and health status certified by a qualified veterinary doctor/officer.
Benefits:
Easy claim process, assured stability, loan collateral, affordable, improved financial management and peace in knowing there is a safety net for unexpected loss and associated costs
- Minimum premium per policy is Kes. 2,000
- Claim settled at Insured value less Excess and Salvage value
Poultry Insurance
Poultry farming is a delicate business, often prone to huge losses. In the event of death of birds, the farmer suffers loss of income and a disruption to the rearing program. Poultry insurance compensates farmers if losses exceed a set limit. Since farmers cannot entirely control losses, poultry insurance is a wise risk transfer mechanism in exchange Of a small premium that can be part of the operating budget. With an ever increasing need fori agricultural financing, poultry insurance can serve as collateral to obtain loans from banks. This insurance gives the farmer the peace of mind to invest in poultry business without the fear of total loss.
What is covered?
Death as a result of any the following causes:
- Diseases, including epidemics
- Emergency slaughter on medical grounds
- Accidents in the farm
- Fire, lightning, flood and windstorm
- Accidents in transit from breeders to the farm
- Theft of birds
Insured Birds
- Broilers from 1 day old to 8 weeks of age
- Layers from day old to 64 weeks of age
Sums Insured
Sum insured = Number of birds X Market value at maturity per bird as agreed at inception.
Farmers' Responsibility
- Vaccinations of stock against common and prevailing diseases according to vaccination programs.
- Maintain good poultry husbandry and management practices.
- Maintenance of good and up to date daily production records.
- Comply with local legal requirements e.g. vaccinations and quarantine.
Claims procedure
In the event of an incident likely to give rise to a claim:-
- Within 24hrs procure the services of a qualified veterinary officer.
- Procure a Post-mortem report from a certified veterinary surgeon.
- Report the incidence of loss to us immediately but not later than 72 hours of its occurrence.
- Submit claims documents to us within 14 days of loss which includes duly completed claim form, post-mortem report and photographs of the carcasses.
How to apply
Request a Callback
Outside of hours, request a callback for inquiries & applications.
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Mon-Fri 08.00am-6.00pm;
Sat 9.00am-5.00pm.
Visit us at our Office
Visit us at Eco Bank Towers, 10th Flr, Opp. 680 hotel.
Our Partners
About Us
Shimin Insurance Agency is licensed to carry out insurance business as an intermediary and has its headquarters at Co-op House along Haile Selassie Street, Nairobi. Through establishing partnerships with various reputable insurance companies in the industry, the Agency has developed a full banquet of innovative insurance products and services that address the insurable needs of our customers and offers these services from across our branches in Kenya.
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