It is essential to be aware that an insurance policy is, in fact, a binding contractual agreement. Similarly to any other contract, certain paperwork is necessary to obtain an auto insurance policy. Listed below are the forms of documentation that you should possess before engaging with an insurance representative. A Government-Issued Identification Document In many…
Buying car insurance in Kenya is a necessity if you want to drive legally. Our Kenyan government has passed several laws and regulations that require drivers to purchase and maintain car insurance. This is done to ensure that all drivers are properly covered in the event of an accident, and it also helps to reduce…
Several different variables can impact your car insurance premium, which is why it’s important to understand what they are and how they affect the cost of your policy. Although every insurer has its own specific set of criteria when it comes to determining premiums, some general rules apply when looking at any personal car insurance…
Third-party car insurance, also known as non-collision or liability coverage, is a type of car insurance that protects you if you cause damage to someone else’s property or injure someone else while driving your car. Third-party car insurance is an optional type of automobile insurance policy, and it typically costs less than other types of…
The main difference between third-party and comprehensive car insurance is the kind of coverage it offers. While Third-Party insurance only covers you against third-party damages and losses, comprehensive car insurance will cover your damages as well. Choosing the right kind of insurance for your vehicle in Kenya is crucial. After all, having at least basic…
Did you know that the type of car you drive has a big impact on how much car insurance costs? The price of car insurance is a function of your car’s cost and its potential risk as an accident target. Each kind of car will have different rates for insurance, so it’s important to know…
As an owner of a commercial vehicle, you face several challenges. For one thing, these are expensive assets that need to be protected from potential threats and financial liabilities. Secondly, as a business entity, you will need to cover any third-party liability arising from the ownership or usage of your commercial vehicle. Unfortunately, obtaining affordable…
Do you own a motor vehicle? If so, do you have private motor vehicle insurance? If not, are you thinking of getting it soon? Many people drive around without private motor vehicle insurance. However, this is not a smart thing to do. Without private motor vehicle insurance, if your car gets damaged or is stolen,…
Your car is parked safely in the parking lot as you run into the grocery store – but when you return you find that your vehicle has been broken into and your belongings inside were stolen. One of the first questions you ask yourself is, “does auto insurance cover theft?”
Whether or not insurance covers theft can vary depending on the situation and the type of auto insurance you have. Comprehensive coverage will usually cover theft, as well as repair costs from break-in damages. Liability insurance likely won’t cover theft, as it usually protects against bodily injury and property damage resulting from an accident.
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Shimin Insurance Agency is licensed to carry out insurance business as an intermediary and has its headquarters at Co-op House along Haile Selassie Street, Nairobi. Through establishing partnerships with various reputable insurance companies in the industry, the Agency has developed a full banquet of innovative insurance products and services that address the insurable needs of our customers and offers these services from across our branches in Kenya.