Your car is parked safely in the parking lot as you run into the grocery store – but when you return you find that your vehicle has been broken into and your belongings inside were stolen. One of the first questions you ask yourself is, “does auto insurance cover theft?”
Whether or not insurance covers theft can vary depending on the situation and the type of auto insurance you have. Comprehensive coverage will usually cover theft, as well as repair costs from break-in damages. Liability insurance likely won’t cover theft, as it usually protects against bodily injury and property damage resulting from an accident.