This is a kind of a combined policy for home owners. It covers the building itself, contents whilst in the house and outside the house, House servants against death or injury whilst in the course of employment and personal legal liability to third parties.
Shimin Insurance shall pay liabilities at law or compensate you in respect of;
Shimin Insurance will cover loss of, or damage to a private dwelling house or a private flat including domestic outbuildings, landlord’s fixtures and fittings, walls, gates and fences on the same premises caused by:
Shimin Insurance shall cover loss of or damage to furniture, household goods and personal effects of every description the property of the insured or any member of his family normally residing with him and fixtures and fittings, which the insured’s owns or for which he is legally responsible not being landlord’s fixtures and fittings.
Shimin Insurance shall compensate you against liability at law in respect to: