Work Injury Benefits Act

Work Injury Benefits Act (WIBA) is an insurance cover that protects employers, should their employees incur injuries or die in the course of their work.

Work Injury Benefits Act

WIBA Insurance Kenya stands for Workers Injury Benefits Act. It is a requirement for businesses or organizations to cover themselves against compensation towards injuries caused to their employees.

WIBA Insurance policy covers you as an employer against legal liability under the Labor Laws about Health and Safety Act 2007.

This is concerning the assessments. It compensates for bodily injury to your employees due to accidents or occupational diseases arising out of and during employees’ employment in your organization or business premises.

Benefits

Employers need WIBA insurance in Kenya for legal compliance, protection of employees, and reduced financial risk.
WIBA insurance provides coverage for work-related injuries or illnesses, including medical expenses, disability benefits, and death benefits.
It transfers the financial risk associated with work-related injuries or illnesses from employers to the insurance provider, reducing the potential costs to the employer.
WIBA insurance can improve employee morale and job satisfaction, and enhance the employer's reputation to attract and retain top talent.
Last expense

Items covered by WIBA Insurance cover in Kenya;

covers you financially, in case of your employees’ death. The death benefits are payable to beneficiaries of the insured.
It protects you financially; against employees’ work-related injuries and occupational diseases.
It provides funeral expense benefits.
It provides medical expense benefits.
It also provides total or partial disablement benefits to the insured.

Exclusions of WIBA Insurance Policy Kenya;

WIBA Insurance Kenya won’t compensate your employees if an accident not resulting in serious disablement or death, is deliberately and caused by the misconduct of your employees.
Work Injury Benefits Act policy won’t cover you financially, for accidental death or work-related injuries occurring outside the normal working hours of your employees.
It won’t cover any work-related injuries and occupational diseases contracted outside Kenya.
Furthermore, WIBA Insurance won’t cover any liabilities arising out of any court proceedings.

Documents needed to file a WIBA Insurance claim

The specific requirements for filing a WIBA insurance claim may vary depending on the insurance provider, so it is recommended to check with the insurance company for their specific claim filing procedures and requirements.

This policy is ideal for:

All employers, whether employees are permanent or temporary.

How to apply

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Work Injury Benefits Act